Cheap Internet in McKinney, Texas - Most Affordable Plans (February 2026)
Cheapest internet in McKinney: Spectrum Internet at $30/mo for 300 Mbps (Cable). Call 1-844-481-5997 to sign up today. McKinney is a growing city in the South Central region offering approximately at the national average level costs relative to the national average, and the average internet bill here is approximately $74/mo. We have analyzed the local market to bring you the most up-to-date pricing -- see details below.
With 11 internet providers serving McKinney, Texas (population 195,308), competition keeps pricing accessible for most budgets. If you are tired of paying more than you should for internet access, this guide breaks down the most affordable options available. The lowest promotional rate starts at $30/mo from Spectrum, with several other providers offering plans under $50.
Side-by-Side: Cheap Internet Plans in McKinney
We have compiled the lowest-priced plan from each of the 11 providers serving McKinney, sorted from cheapest to most expensive.
| Provider | Plan | Speed | Promo Price | Regular Price | Type | Contract | Details |
|---|---|---|---|---|---|---|---|
| Spectrum | Internet | 300 Mbps | $30/mo* | $55/mo | Cable | No | View Plans | 1-844-481-5997 |
| Optimum | Optimum 300 | 300 Mbps | $30/mo* | $50/mo | Fiber/Cable | No | View Plans | 1-866-200-7273 |
| Rise Broadband | 25 Mbps | 25 Mbps | $30/mo* | $45/mo | Fixed Wireless | No | View Plans | 1-877-910-6207 |
| AT&T Internet | Internet 100 | 100 Mbps | $35/mo* | $55/mo | Fiber/DSL | No | View Plans | 1-855-850-5977 |
| Frontier Fiber | Fiber 500 | 500 Mbps | $40/mo* | $50/mo | Fiber | No | View Plans | 1-855-981-6281 |
| Verizon Fios | Fios 300 | 300 Mbps | $40/mo* | $50/mo | Fiber | No | View Plans | 1-855-387-1456 |
| Verizon 5G Home | 5G Home | 85-300 Mbps | $45/mo* | $60/mo | 5G | No | View Plans |
| T-Mobile | 5G Home Internet | 72-245 Mbps | $50/mo* | $50/mo | 5G | No | View Plans | 1-844-275-9311 |
| HughesNet | Select | 50 Mbps | $50/mo* | $65/mo | Satellite | No | View Plans | 1-855-543-5405 |
| Viasat | Unleashed 100 | 100 Mbps | $70/mo* | $100/mo | Satellite | 24 mo | View Plans | 1-855-463-9333 |
| Starlink | Residential | 50-200 Mbps | $120/mo* | $120/mo | Satellite | No | View Plans |
*Promotional prices for new customers. Taxes and fees may apply. Prices as of February 2026.
Spectrum Budget Tiers in McKinney, TX
Roughly 76% of McKinney has access to Spectrum cable internet, where promotional pricing and no-contract flexibility make it a popular budget choice.
- Internet: 300 Mbps for $30/mo (regular $55/mo) -- Cable, No contract
- Internet Ultra: 500 Mbps for $50/mo (regular $75/mo) -- Cable, No contract
Reach Spectrum at 1-844-481-5997 to learn about promotions and availability in McKinney.
View all Spectrum deals for McKinney →
Optimum - Budget Plans in McKinney
Cable service from Optimum is accessible to 6% of McKinney homes, offering one of the most established broadband networks in the market.
- Optimum 300: 300 Mbps for $30/mo (regular $50/mo) -- Fiber/Cable, No contract
- Optimum 500: 500 Mbps for $45/mo (regular $65/mo) -- Fiber/Cable, No contract
Call 1-866-200-7273 to check Optimum availability and current promotions in McKinney.
Compare all Optimum plans in McKinney →
Rise Broadband Cheap Internet Plans in McKinney
Rise Broadband operates a growing fiber network across 19% of McKinney, providing speeds that scale well beyond what cable and DSL can offer.
- 25 Mbps: 25 Mbps for $30/mo (regular $45/mo) -- Fixed Wireless, No contract
- 50 Mbps: 50 Mbps for $40/mo (regular $55/mo) -- Fixed Wireless, No contract
Ready to sign up? Call Rise Broadband at 1-877-910-6207 for the latest deals in McKinney.
See full Rise Broadband plan details and pricing →
Affordable AT&T Internet Plans for McKinney Residents
AT&T Internet uses fixed wireless technology to serve approximately 74% of McKinney, making it a viable alternative in areas where wired connections are limited.
- Internet 100: 100 Mbps for $35/mo (regular $55/mo) -- Fiber/DSL, No contract
- Internet 300: 300 Mbps for $45/mo (regular $65/mo) -- Fiber, No contract
Contact AT&T Internet at 1-855-850-5977 to see which plans are available at your McKinney address.
Check AT&T Internet availability in McKinney →
Frontier Fiber in McKinney: Low-Cost Plan Options
If your budget is tight and you need reliable basic internet, Frontier Fiber's DSL service covers about 15% of McKinney at very competitive rates.
- Fiber 500: 500 Mbps for $40/mo (regular $50/mo) -- Fiber, No contract
- Fiber 1 Gig: 1 Gbps for $60/mo (regular $70/mo) -- Fiber, No contract
Reach Frontier Fiber at 1-855-981-6281 to learn about promotions and availability in McKinney.
View all Frontier Fiber deals for McKinney →
McKinney Verizon Fios Plans Starting at $40/mo
About 36% of McKinney falls within Verizon Fios's fiber service area, where customers enjoy upload speeds that match their downloads -- a major advantage for video calls and cloud backups.
- Fios 300: 300 Mbps for $40/mo (regular $50/mo) -- Fiber, No contract
- Fios 500: 500 Mbps for $60/mo (regular $70/mo) -- Fiber, No contract
Call 1-855-387-1456 to check Verizon Fios availability and current promotions in McKinney.
Compare all Verizon Fios plans in McKinney →
Verizon 5G Home - Affordable Options in McKinney, TX
Verizon 5G Home delivers 5G home internet to roughly 36% of McKinney, with typical speeds that compete with mid-tier cable plans at a flat monthly rate.
- 5G Home: 85-300 Mbps for $45/mo (regular $60/mo) -- 5G, No contract
- 5G Home Plus: 300-1000 Mbps for $65/mo (regular $80/mo) -- 5G, No contract
Budget-Friendly T-Mobile Plans in McKinney
Approximately 66% of McKinney falls within T-Mobile's 5G coverage area, where residents can get home internet without a wired connection or long-term contract.
- 5G Home Internet: 72-245 Mbps for $50/mo (regular $50/mo) -- 5G, No contract
Contact T-Mobile at 1-844-275-9311 to see which plans are available at your McKinney address.
HughesNet Internet Deals in McKinney
HughesNet beams satellite internet to 100% of McKinney, making it available virtually everywhere -- though speeds and latency do not match wired alternatives.
- Select: 50 Mbps for $50/mo (regular $65/mo) -- Satellite, No contract
- Elite: 100 Mbps for $65/mo (regular $85/mo) -- Satellite, No contract
Reach HughesNet at 1-855-543-5405 to learn about promotions and availability in McKinney.
Save with Viasat in McKinney
Viasat satellite covers 100% of McKinney, though its higher pricing and latency make it most practical for households with no other broadband alternative.
- Unleashed 100: 100 Mbps for $70/mo (regular $100/mo) -- Satellite, 24 mo contract
- Unleashed 150: 150 Mbps for $100/mo (regular $130/mo) -- Satellite, 24 mo contract
Call 1-855-463-9333 to check Viasat availability and current promotions in McKinney.
Starlink - Low-Price Plans for McKinney
For the 100% of McKinney covered by Starlink satellite (typically the entire metro area), this option provides connectivity where cable and fiber networks do not reach.
- Residential: 50-200 Mbps for $120/mo (regular $120/mo) -- Satellite, No contract
Internet Costs in McKinney: Local Market Overview
The broadband market in McKinney, TX is influenced by both national carriers and regional providers.
With a cost of living index of 99 and a median household income of $40,500, McKinney households pay about $74/mo on average for internet. Despite above-average living costs, local internet pricing remains competitive thanks to multiple providers vying for customers.
The presence of 11 providers in McKinney creates healthy competition that benefits consumers. Fiber and cable plans generally offer the best value, while satellite should be reserved as a last resort. Promotional pricing from Spectrum and Optimum frequently brings monthly costs below $40.
Subsidized Internet Options for McKinney Households
McKinney residents who meet income guidelines can access deeply discounted internet service through the following programs. Some plans cost under $10 per month.
- FCC Lifeline Program: Provides up to $9.25/mo discount on internet or phone service for households at or below 135% of the Federal Poverty Guidelines. Texas residents can apply through the National Verifier.
- Spectrum Internet Assist: 30 Mbps for $17.99/mo for eligible households, including seniors on SSI. Call 1-844-481-5997 to apply.
- AT&T Access: Plans starting at $30/mo for households participating in SNAP or with income at or below 200% of the federal poverty level. Call 1-855-850-5977 for eligibility info.
- State and Local Assistance: Check with Texas state agencies and McKinney community organizations for additional digital inclusion programs and subsidized internet access initiatives.
How McKinney Residents Can Pay Less for Internet
Before accepting your next bill increase, consider these money-saving approaches used by budget-savvy subscribers. Here are five proven ways to save.
Bundle services strategically
Some providers offer discounts when you add mobile service to your internet plan. T-Mobile gives $5-$15 off home internet for existing wireless customers, and Xfinity offers similar bundle savings.
Audit your actual speed needs
Run a speed test during peak hours. If you are consistently using less than half your plan speed, you could downgrade to a cheaper tier without any noticeable performance difference.
Check if you qualify for low-income programs
Government programs like the Lifeline Program and provider-specific options such as Spectrum Internet Assist or Xfinity Internet Essentials offer discounted service to qualifying households.
Consider a no-contract plan
Locking into a 12-24 month contract can mean early termination fees if you move or find a better deal. No-contract plans from Spectrum, T-Mobile, and Frontier give you the flexibility to switch freely.
Watch for hidden fees
Installation fees, activation charges, and equipment rental costs can add $20-$40 to your first few bills. Ask about self-install options and fee waivers before signing up.
Common Questions About Affordable Internet in McKinney
Which ISP offers the lowest monthly rate in McKinney?
In McKinney, the most affordable internet starts at $30/mo from Spectrum (Internet, 300 Mbps). Optimum is another budget option at $30/mo.
Is there internet service under $30/mo available in McKinney?
While standard promotional rates in McKinney start around $30/mo, you can find sub-$30 pricing through low-income programs. Low-income programs like Xfinity Internet Essentials ($9.95/mo) and Spectrum Internet Assist ($17.99/mo) are also available to qualifying households.
What is the best value internet plan in McKinney, TX?
For the best speed-per-dollar value in McKinney, look at providers offering fiber or cable service. Spectrum offers 300 Mbps for $30/mo, while Optimum provides 300 Mbps for $30/mo. When evaluating value, consider both the promotional and regular price -- providers with smaller price jumps after the promo period offer better sustained value.
Can I get internet without a contract in McKinney, TX?
Contract-free internet is widely available in McKinney. Providers including Spectrum, Optimum, and T-Mobile let you sign up on a month-to-month basis with no cancellation fees.
What is the average monthly internet bill in McKinney, TX?
Most McKinney households spend approximately $74/mo on internet, putting the area below the $75 national average. Savvy shoppers who take advantage of promotional pricing can pay $30-$50 less than average.
Which budget internet plan has the highest speeds in McKinney?
Among budget-friendly plans under $50/mo in McKinney, fiber providers typically offer the fastest speeds. Plans like Spectrum Internet (300 Mbps) and Optimum Optimum 300 (300 Mbps) deliver strong performance at introductory prices.
Related Resources
Round out your research with these helpful links to provider pages and state coverage guides.
- Internet Providers in McKinney, TX
- Spectrum Plans and Pricing
- Optimum Plans and Pricing
- Rise Broadband Plans and Pricing
- AT&T Internet Plans and Pricing
- Internet Providers in Texas
Disclosure: This resource contains affiliate links to help fund our independent research. InternetProviders.ai may earn commissions on signups at no cost to readers. All plan information reflects February 2026 pricing and may vary by address in McKinney.