Skip to main content
InternetProviders.aiAI-Powered Internet Advisor

Cheap Internet in New York, New York - Most Affordable Plans (February 2026)

Cheapest internet in New York: Xfinity Connect at $25/mo for 75 Mbps (Cable). Call 1-844-963-0138 to sign up today. New York is a major city in the Northeast with a cost of living about 57% above the national average, and the average internet bill here is approximately $84/mo. Compare all plans below to find the best deal for your household.

Before you overpay for internet, take a closer look at the promotional offers and low-cost plans available in your neighborhood. In New York, New York, 9 providers offer budget-friendly internet plans with promotional rates starting as low as $25/mo. With a population of 8,336,817, the local market is competitive enough that most households can find reliable service under $50 per month.

Most Affordable Internet Plans in New York

The table below compares the cheapest plan from each provider available in the area, sorted by promotional price from lowest to highest.

ProviderPlanSpeedPromo PriceRegular PriceTypeContractDetails
XfinityConnect75 Mbps$25/mo*$50/moCableNoView Plans | 1-844-963-0138
SpectrumInternet300 Mbps$30/mo*$55/moCableNoView Plans | 1-844-481-5997
OptimumOptimum 300300 Mbps$30/mo*$50/moFiber/CableNoView Plans | 1-866-200-7273
AT&T InternetInternet 100100 Mbps$35/mo*$55/moFiber/DSLNoView Plans | 1-855-850-5977
Verizon FiosFios 300300 Mbps$40/mo*$50/moFiberNoView Plans | 1-855-387-1456
Verizon 5G Home5G Home85-300 Mbps$45/mo*$60/mo5GNoView Plans
T-Mobile5G Home Internet72-245 Mbps$50/mo*$50/mo5GNoView Plans | 1-844-275-9311
HughesNetSelect50 Mbps$50/mo*$65/moSatelliteNoView Plans | 1-855-543-5405
StarlinkResidential50-200 Mbps$120/mo*$120/moSatelliteNoView Plans

*Promotional prices for new customers. Taxes and fees may apply. Prices as of February 2026.

Xfinity - Budget Plans in New York

Xfinity provides cable-based internet across 16% of New York with plans that balance value, speed, and availability.

  • Connect: 75 Mbps for $25/mo (regular $50/mo) -- Cable, No contract
  • Connect More: 200 Mbps for $35/mo (regular $60/mo) -- Cable, No contract

Call 1-844-963-0138 to check Xfinity availability and current promotions in New York.

Compare all Xfinity plans in New York →

Spectrum Cheap Internet Plans in New York

Spectrum serves about 28% of New York via its cable network, providing a solid balance of speed and affordability for everyday internet use.

  • Internet: 300 Mbps for $30/mo (regular $55/mo) -- Cable, No contract
  • Internet Ultra: 500 Mbps for $50/mo (regular $75/mo) -- Cable, No contract

Ready to sign up? Call Spectrum at 1-844-481-5997 for the latest deals in New York.

See full Spectrum plan details and pricing →

Affordable Optimum Plans for New York Residents

Optimum's cable infrastructure covers about 51% of New York, delivering dependable speeds that work well for streaming, browsing, and video calls.

  • Optimum 300: 300 Mbps for $30/mo (regular $50/mo) -- Fiber/Cable, No contract
  • Optimum 500: 500 Mbps for $45/mo (regular $65/mo) -- Fiber/Cable, No contract

Contact Optimum at 1-866-200-7273 to see which plans are available at your New York address.

Check Optimum availability in New York →

AT&T Internet in New York: Low-Cost Plan Options

Fixed wireless service from AT&T Internet reaches about 25% of New York, providing broadband access to neighborhoods that cable and fiber have not yet reached.

  • Internet 100: 100 Mbps for $35/mo (regular $55/mo) -- Fiber/DSL, No contract
  • Internet 300: 300 Mbps for $45/mo (regular $65/mo) -- Fiber, No contract

Reach AT&T Internet at 1-855-850-5977 to learn about promotions and availability in New York.

View all AT&T Internet deals for New York →

New York Verizon Fios Plans Starting at $40/mo

About 82% of New York falls within Verizon Fios's fiber service area, where customers enjoy upload speeds that match their downloads -- a major advantage for video calls and cloud backups.

  • Fios 300: 300 Mbps for $40/mo (regular $50/mo) -- Fiber, No contract
  • Fios 500: 500 Mbps for $60/mo (regular $70/mo) -- Fiber, No contract

Call 1-855-387-1456 to check Verizon Fios availability and current promotions in New York.

Compare all Verizon Fios plans in New York →

Verizon 5G Home - Affordable Options in New York, NY

Verizon 5G Home delivers 5G home internet to roughly 82% of New York, with typical speeds that compete with mid-tier cable plans at a flat monthly rate.

  • 5G Home: 85-300 Mbps for $45/mo (regular $60/mo) -- 5G, No contract
  • 5G Home Plus: 300-1000 Mbps for $65/mo (regular $80/mo) -- 5G, No contract

Budget-Friendly T-Mobile Plans in New York

Approximately 79% of New York falls within T-Mobile's 5G coverage area, where residents can get home internet without a wired connection or long-term contract.

  • 5G Home Internet: 72-245 Mbps for $50/mo (regular $50/mo) -- 5G, No contract

Contact T-Mobile at 1-844-275-9311 to see which plans are available at your New York address.

HughesNet Internet Deals in New York

HughesNet beams satellite internet to 100% of New York, making it available virtually everywhere -- though speeds and latency do not match wired alternatives.

  • Select: 50 Mbps for $50/mo (regular $65/mo) -- Satellite, No contract
  • Elite: 100 Mbps for $65/mo (regular $85/mo) -- Satellite, No contract

Reach HughesNet at 1-855-543-5405 to learn about promotions and availability in New York.

Save with Starlink in New York

Starlink satellite covers 100% of New York, though its higher pricing and latency make it most practical for households with no other broadband alternative.

  • Residential: 50-200 Mbps for $120/mo (regular $120/mo) -- Satellite, No contract

Internet Costs in New York: Local Market Overview

Understanding the local broadband landscape helps you make a more informed purchasing decision.

New York, known as a city on the rise in New York, has a cost of living index of 157 (national average = 100). The median household income is approximately $109,700, and the average monthly internet bill in the area is around $84. Even with higher overall costs, residents can find competitive internet pricing thanks to strong provider competition in the market.

New York benefits from 9 competing internet providers, which keeps the market favorable for consumers. Wired connections (fiber and cable) deliver the best combination of speed, reliability, and price. Current promotional offers from Xfinity and Spectrum make sub-$40 monthly internet a reality for many households.

Low-Income Internet Programs in New York

Several programs can help New York residents reduce their internet costs significantly. If your household income qualifies, these options can bring your bill below $20 per month.

  • FCC Lifeline Program: Provides up to $9.25/mo discount on internet or phone service for households at or below 135% of the Federal Poverty Guidelines. New York residents can apply through the National Verifier.
  • Xfinity Internet Essentials: 50 Mbps for $9.95/mo for qualifying low-income households. Call 1-844-963-0138 for details.
  • Spectrum Internet Assist: 30 Mbps for $17.99/mo for eligible households, including seniors on SSI. Call 1-844-481-5997 to apply.
  • AT&T Access: Plans starting at $30/mo for households participating in SNAP or with income at or below 200% of the federal poverty level. Call 1-855-850-5977 for eligibility info.
  • State and Local Assistance: Check with New York state agencies and New York community organizations for additional digital inclusion programs and subsidized internet access initiatives.

How to Lower Your Internet Bill in New York

Even if you are already on one of the cheaper plans in New York, there are strategies to reduce your monthly costs further. Here are five proven ways to save.

Bundle services strategically

Some providers offer discounts when you add mobile service to your internet plan. T-Mobile gives $5-$15 off home internet for existing wireless customers, and Xfinity offers similar bundle savings.

Ask about autopay and paperless billing discounts

Many ISPs offer $5-$10 off your monthly bill when you enroll in autopay with a bank account or credit card and opt for paperless statements.

Use your own modem and router

Renting equipment from your ISP typically costs $10-$15 per month. Purchasing a compatible modem and router can pay for itself within 6-8 months and save you over $100 annually.

Consider a no-contract plan

Locking into a 12-24 month contract can mean early termination fees if you move or find a better deal. No-contract plans from Spectrum, T-Mobile, and Frontier give you the flexibility to switch freely.

Look into fixed wireless alternatives

T-Mobile 5G Home Internet and Verizon 5G Home offer flat-rate pricing with no data caps, often at $25-$50/mo. If 5G coverage is available at your address, this can be a significant savings over cable.

Frequently Asked Questions About Cheap Internet in New York

What is the cheapest internet plan available in New York, NY?

The cheapest internet plan in New York is Xfinity Connect at $25/mo for 75 Mbps. This promotional rate is available to new customers. The next most affordable option is Spectrum at $30/mo.

Is sub-$30 internet available in New York?

Yes, Xfinity offers promotional rates under $30/mo for new customers in New York. Low-income programs like Xfinity Internet Essentials ($9.95/mo) and Spectrum Internet Assist ($17.99/mo) are also available to qualifying households.

Who has the best price-to-speed ratio for internet in New York, NY?

For the best speed-per-dollar value in New York, look at providers offering fiber or cable service. Xfinity offers 75 Mbps for $25/mo, while Spectrum provides 300 Mbps for $30/mo. Fiber plans typically deliver the best long-term value with symmetrical speeds and no data caps.

Is contract-free internet available in New York, NY?

Yes, most providers in New York now offer no-contract plans. Xfinity, Spectrum, and T-Mobile 5G Home Internet all provide service without requiring a long-term commitment, giving you the flexibility to switch providers if a better deal becomes available.

What is the typical internet bill in New York, NY?

The average monthly internet bill in New York, NY is approximately $84, which is near the national average of about $75/mo. By choosing a promotional rate or low-income program, you could pay significantly less than this average.

Which affordable plan delivers the best speeds in New York?

Among budget-friendly plans under $50/mo in New York, fiber providers typically offer the fastest speeds. Plans like Xfinity Connect (75 Mbps) and Spectrum Internet (300 Mbps) deliver strong performance at introductory prices.

Related Resources

Explore these additional resources to learn more about internet options in your area.

Disclosure: Some of the links on this page are affiliate links, meaning InternetProviders.ai may earn a commission if you click through and sign up for a plan. This does not affect our editorial independence or the prices you pay. Our recommendations are based on objective research and analysis. All pricing is accurate as of February 2026 and is subject to change. Availability varies by address within New York.

About the Author: The InternetProviders.ai editorial team researches and compares internet service options across the United States. Our goal is to help consumers in New York and beyond find the best internet plans for their needs and budget. This page was last updated on February 19, 2026.