Cheap Internet in St. Joseph, Missouri - Most Affordable Plans (February 2026)
Cheapest internet in St. Joseph: Optimum Optimum 300 at $30/mo for 300 Mbps (Fiber/Cable). Call 1-866-200-7273 to sign up today. St. Joseph is a small city in the Midwest with a cost of living about 14% below the national average, and the average internet bill here is approximately $72/mo. Compare all plans below to find the best deal for your household.
Before you overpay for internet, take a closer look at the promotional offers and low-cost plans available in your neighborhood. In St. Joseph, Missouri, 9 providers offer budget-friendly internet plans with promotional rates starting as low as $30/mo. With a population of 50,000, the local market is competitive enough that most households can find reliable service under $50 per month.
Most Affordable Internet Plans in St. Joseph
This comparison shows the entry-level plan from every provider in your area. Plans are ranked by their current promotional rate.
| Provider | Plan | Speed | Promo Price | Regular Price | Type | Contract | Details |
|---|---|---|---|---|---|---|---|
| Optimum | Optimum 300 | 300 Mbps | $30/mo* | $50/mo | Fiber/Cable | No | View Plans | 1-866-200-7273 |
| Metronet | 100 Mbps | 100 Mbps | $30/mo* | $50/mo | Fiber | No | View Plans |
| AT&T Internet | Internet 100 | 100 Mbps | $35/mo* | $55/mo | Fiber/DSL | No | View Plans | 1-855-850-5977 |
| Verizon Fios | Fios 300 | 300 Mbps | $40/mo* | $50/mo | Fiber | No | View Plans | 1-855-387-1456 |
| Verizon 5G Home | 5G Home | 85-300 Mbps | $45/mo* | $60/mo | 5G | No | View Plans |
| T-Mobile | 5G Home Internet | 72-245 Mbps | $50/mo* | $50/mo | 5G | No | View Plans | 1-844-275-9311 |
| HughesNet | Select | 50 Mbps | $50/mo* | $65/mo | Satellite | No | View Plans | 1-855-543-5405 |
| Viasat | Unleashed 100 | 100 Mbps | $70/mo* | $100/mo | Satellite | 24 mo | View Plans | 1-855-463-9333 |
| Starlink | Residential | 50-200 Mbps | $120/mo* | $120/mo | Satellite | No | View Plans |
*Promotional prices for new customers. Taxes and fees may apply. Prices as of February 2026.
Optimum - Budget Plans in St. Joseph
Cable service from Optimum is accessible to 63% of St. Joseph homes, offering one of the most established broadband networks in the market.
- Optimum 300: 300 Mbps for $30/mo (regular $50/mo) -- Fiber/Cable, No contract
- Optimum 500: 500 Mbps for $45/mo (regular $65/mo) -- Fiber/Cable, No contract
Call 1-866-200-7273 to check Optimum availability and current promotions in St. Joseph.
Compare all Optimum plans in St. Joseph →
Metronet Cheap Internet Plans in St. Joseph
Metronet serves roughly 30% of St. Joseph through its fiber network, making it one of the top choices for residents who want fast, low-latency internet.
- 100 Mbps: 100 Mbps for $30/mo (regular $50/mo) -- Fiber, No contract
- 200 Mbps: 200 Mbps for $40/mo (regular $60/mo) -- Fiber, No contract
See full Metronet plan details and pricing →
Affordable AT&T Internet Plans for St. Joseph Residents
AT&T Internet uses fixed wireless technology to serve approximately 52% of St. Joseph, making it a viable alternative in areas where wired connections are limited.
- Internet 100: 100 Mbps for $35/mo (regular $55/mo) -- Fiber/DSL, No contract
- Internet 300: 300 Mbps for $45/mo (regular $65/mo) -- Fiber, No contract
Contact AT&T Internet at 1-855-850-5977 to see which plans are available at your St. Joseph address.
Check AT&T Internet availability in St. Joseph →
Verizon Fios in St. Joseph: Low-Cost Plan Options
If you are in Verizon Fios's fiber coverage zone (about 16% of St. Joseph), you can expect symmetrical speeds and minimal downtime compared to cable connections.
- Fios 300: 300 Mbps for $40/mo (regular $50/mo) -- Fiber, No contract
- Fios 500: 500 Mbps for $60/mo (regular $70/mo) -- Fiber, No contract
Reach Verizon Fios at 1-855-387-1456 to learn about promotions and availability in St. Joseph.
View all Verizon Fios deals for St. Joseph →
St. Joseph Verizon 5G Home Plans Starting at $45/mo
Approximately 16% of St. Joseph falls within Verizon 5G Home's 5G coverage area, where residents can get home internet without a wired connection or long-term contract.
- 5G Home: 85-300 Mbps for $45/mo (regular $60/mo) -- 5G, No contract
- 5G Home Plus: 300-1000 Mbps for $65/mo (regular $80/mo) -- 5G, No contract
Compare all Verizon 5G Home plans in St. Joseph →
T-Mobile - Affordable Options in St. Joseph, MO
5G home internet from T-Mobile is available to about 64% of St. Joseph, offering a wireless alternative to traditional cable and fiber connections.
- 5G Home Internet: 72-245 Mbps for $50/mo (regular $50/mo) -- 5G, No contract
Ready to sign up? Call T-Mobile at 1-844-275-9311 for the latest deals in St. Joseph.
Budget-Friendly HughesNet Plans in St. Joseph
Satellite service from HughesNet reaches 100% of St. Joseph and represents a broadband lifeline for underserved and rural-adjacent neighborhoods.
- Select: 50 Mbps for $50/mo (regular $65/mo) -- Satellite, No contract
- Elite: 100 Mbps for $65/mo (regular $85/mo) -- Satellite, No contract
Contact HughesNet at 1-855-543-5405 to see which plans are available at your St. Joseph address.
Viasat Internet Deals in St. Joseph
Approximately 100% of St. Joseph can access Viasat's satellite internet, which works anywhere with a clear view of the sky regardless of local infrastructure.
- Unleashed 100: 100 Mbps for $70/mo (regular $100/mo) -- Satellite, 24 mo contract
- Unleashed 150: 150 Mbps for $100/mo (regular $130/mo) -- Satellite, 24 mo contract
Reach Viasat at 1-855-463-9333 to learn about promotions and availability in St. Joseph.
Save with Starlink in St. Joseph
Starlink satellite covers 100% of St. Joseph, though its higher pricing and latency make it most practical for households with no other broadband alternative.
- Residential: 50-200 Mbps for $120/mo (regular $120/mo) -- Satellite, No contract
Internet Costs in St. Joseph: Local Market Overview
Understanding the local broadband landscape helps you make a more informed purchasing decision.
The cost of living in St. Joseph sits at 86 on the national index (100 = average). Local households earn a median income of approximately $44,800 and spend around $72/mo on internet. Budget-friendly broadband options are particularly valuable here.
Having 9 providers compete for customers in St. Joseph translates to better deals and more options. For the lowest bills, look at fiber and cable providers first -- Optimum and Metronet both offer introductory rates that can keep your bill under $40/mo.
Low-Income Internet Programs in St. Joseph
Don't overlook these income-based discount programs available in St. Joseph. They can reduce your internet bill to a fraction of standard rates.
- FCC Lifeline Program: Provides up to $9.25/mo discount on internet or phone service for households at or below 135% of the Federal Poverty Guidelines. Missouri residents can apply through the National Verifier.
- AT&T Access: Plans starting at $30/mo for households participating in SNAP or with income at or below 200% of the federal poverty level. Call 1-855-850-5977 for eligibility info.
- State and Local Assistance: Check with Missouri state agencies and St. Joseph community organizations for additional digital inclusion programs and subsidized internet access initiatives.
How to Lower Your Internet Bill in St. Joseph
Even if you are already on one of the cheaper plans in St. Joseph, there are strategies to reduce your monthly costs further. Here are five proven ways to save.
Watch for hidden fees
Installation fees, activation charges, and equipment rental costs can add $20-$40 to your first few bills. Ask about self-install options and fee waivers before signing up.
Ask about autopay and paperless billing discounts
Many ISPs offer $5-$10 off your monthly bill when you enroll in autopay with a bank account or credit card and opt for paperless statements.
Switch during promotional seasons
Providers often run their deepest discounts in January, back-to-school season (August-September), and Black Friday. Timing your switch can lock in a lower rate.
Consider a no-contract plan
Locking into a 12-24 month contract can mean early termination fees if you move or find a better deal. No-contract plans from Spectrum, T-Mobile, and Frontier give you the flexibility to switch freely.
Audit your actual speed needs
Run a speed test during peak hours. If you are consistently using less than half your plan speed, you could downgrade to a cheaper tier without any noticeable performance difference.
Common Questions About Affordable Internet in St. Joseph
What is the cheapest internet plan available in St. Joseph, MO?
The cheapest internet plan in St. Joseph is Optimum Optimum 300 at $30/mo for 300 Mbps. This promotional rate is available to new customers. The next most affordable option is Metronet at $30/mo.
Is sub-$30 internet available in St. Joseph?
While standard promotional rates in St. Joseph start around $30/mo, you can find sub-$30 pricing through low-income programs. Low-income programs such as the FCC Lifeline Program can reduce your bill by up to $9.25/mo, and provider-specific discount programs are available to qualifying households.
Who has the best price-to-speed ratio for internet in St. Joseph, MO?
For the best speed-per-dollar value in St. Joseph, look at providers offering fiber or cable service. Optimum offers 300 Mbps for $30/mo, while Metronet provides 100 Mbps for $30/mo. Fiber plans typically deliver the best long-term value with symmetrical speeds and no data caps.
Is contract-free internet available in St. Joseph, MO?
Yes, most providers in St. Joseph now offer no-contract plans. Optimum, Metronet, and T-Mobile 5G Home Internet all provide service without requiring a long-term commitment, giving you the flexibility to switch providers if a better deal becomes available.
What is the typical internet bill in St. Joseph, MO?
The average monthly internet bill in St. Joseph, MO is approximately $72, which is below the national average of about $75/mo. By choosing a promotional rate or low-income program, you could pay significantly less than this average.
Which affordable plan delivers the best speeds in St. Joseph?
Among budget-friendly plans under $50/mo in St. Joseph, fiber providers typically offer the fastest speeds. Plans like Optimum Optimum 300 (300 Mbps) and Metronet 100 Mbps (100 Mbps) deliver strong performance at introductory prices.
Related Resources
Explore these additional resources to learn more about internet options in your area.
- Internet Providers in St. Joseph, MO
- Optimum Plans and Pricing
- Metronet Plans and Pricing
- AT&T Internet Plans and Pricing
- Verizon Fios Plans and Pricing
- Internet Providers in Missouri
Disclosure: Some of the links on this page are affiliate links, meaning InternetProviders.ai may earn a commission if you click through and sign up for a plan. This does not affect our editorial independence or the prices you pay. Our recommendations are based on objective research and analysis. All pricing is accurate as of February 2026 and is subject to change. Availability varies by address within St. Joseph.