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TX • ZIP 77960

Internet Providers in Fannin, TX

By Pablo Mendoza, Lead Analyst|Updated March 2026

Compare the best internet service providers in Fannin. Find fiber, cable, and wireless options.

Quick Answer

As of 2026, Fannin, Texas (TX) has 8 internet providers with plans from 12 Mbps to 2.3 Gbps across fiber, 5G/wireless connections. Top providers include Rise Broadband, Optimum, AT&T Internet. The most affordable plan starts at $45/mo from Optimum. For top speed, Verizon Fios offers up to 2.3 Gbps.

Source: FCC Broadband Data Collection (BDC), December 2024

Key Findings

  • 8 internet providers available in Fannin, TX
  • Fiber internet available from 3 providers
  • 46% of sampled city area has broadband infrastructure

Fannin has a population of 35,662, placing it in the smaller-city tier where broadband infrastructure is still catching up. Cable internet is typically available in central areas, while outlying neighborhoods may depend on DSL, fixed wireless, or satellite service. The BEAD program represents the most significant broadband investment opportunity for communities like Fannin in decades. Fannin households earn a median income of $62,599, making mid-tier broadband plans the most popular choice. Plans in the 200-500 Mbps range at $40-$70/month deliver the best balance of performance and affordability for families at this income level. Single-family homes predominate in Fannin, giving most residents direct choice among all available providers without building-level restrictions. Homeowners can also install satellite dishes or fixed wireless receivers, expanding their options beyond wired cable and fiber networks.

8
Providers
N/A%
Fiber Coverage
100 Mbps
Max Speed
N/A%
100+ Mbps Coverage
$45/moPrice verified May 2026
Starting Price

Internet in Fannin at a Glance

Internet Market Share in Fannin 6 Providers Viasat (100%) HughesNet (100%) Starlink (100%) Rise Broadband (77%) Optimum (63%) T-Mobile (62%) Source: FCC BDC | InternetProviders.ai
Download Speeds in Fannin Optimum 365 Mbps T-Mobile 150 Mbps HughesNet 150 Mbps Verizon 5G Home 50 Mbps Source: FCC BDC | InternetProviders.ai

Top Providers in Fannin

Coverage data from FCC Broadband Data Collection (BDC). Actual availability varies by address.

Providers by Technology

Cable

  • Limited availability

5G & Satellite

Internet Market Overview for Fannin

Fannin, TX is exceptionally well-served with 8 broadband providers, creating strong competition that drives down prices and incentivizes faster speeds and better service.

Fannin, TX has a highly concentrated broadband market (HHI: 46,483) where Viasat dominates with 100% coverage reach — 0 percentage points ahead of the next-largest provider, HughesNet at 100%. In highly concentrated markets, consumers typically see fewer promotional offers and less pressure on the leading provider to invest in network upgrades. The remaining 6 providers in Fannin, TX cover a fraction of addresses, limiting their competitive impact. Research from the FCC shows that markets with one dominant provider average higher monthly costs compared to markets with two or more meaningfully overlapping competitors. Fiber internet is available from 3 providers (Rise Broadband, Optimum, AT&T Internet), with 77% fiber coverage — significantly above the national average of 57%. Fiber delivers symmetrical upload and download speeds — a key advantage for households with multiple remote workers, video conference participants, or content creators who upload large files. Nationally, fiber represents the fastest-growing broadband technology segment, expanding at roughly 8 percentage points of coverage per year. Optimum provides the primary cable broadband alternative with 63% coverage — cable coverage in line with the national average of 72%. Cable internet uses DOCSIS 3.1 technology to deliver download speeds of 100 Mbps to 1.2 Gbps, though upload speeds (typically 10-35 Mbps) lag behind fiber's symmetrical performance. For households that do not require heavy upstream bandwidth, cable plans often offer competitive pricing to fiber. Fixed wireless internet — including 5G home internet services — is available from Rise Broadband and T-Mobile, reaching 77% of addresses (well above the national fixed wireless average of 32%). Fixed wireless offers a no-installation alternative that is increasingly competitive with cable for everyday internet use, with speeds typically ranging from 50-300 Mbps download. Unlike satellite, fixed wireless delivers lower latency (20-40 ms), making it viable for video conferencing and gaming. Satellite internet (Viasat, HughesNet, Starlink) reaches addresses that wired broadband can't. Starlink's low-Earth-orbit (LEO) technology delivers 20-60 ms latency — a major improvement over geostationary services at 600+ ms — making it a practical choice for rural households without fixed-line options.

Texas received $3.3 billion in federal BEAD funding. The Texas Broadband Development Office is currently in the challenge phase, which means providers and communities can dispute the FCC broadband maps that determine which locations qualify for funding — a critical step before deployment grants are awarded. The Affordable Connectivity Program (ACP) previously provided up to $30/month subsidies for eligible households, though federal funding expired in 2024. Some providers continue offering voluntary low-income discounts.

Detailed Internet Analysis for Fannin, TX

Technology Availability

Fiber-optic internet is available from 3 providers (Rise Broadband, Optimum, AT&T Internet), with the highest fiber coverage reaching 77% of addresses. Cable broadband from Optimum covers 63% of the area. 4 fixed wireless or 5G home internet options are available. satellite internet serves as a backup for addresses outside wired coverage areas. The technology mix in Fannin determines the range of speeds and prices residents can access for home internet service.

Pricing Overview

Internet plans in Fannin range from $45/month to $129.99/month, with an average of $76/month — $11/month above the national average of $65/month. Fiber plans average $68/month locally, compared to the national fiber average of $60/month. The most affordable option is Optimum starting at $45/month for 365 Mbps speeds. At the top end, HughesNet's 25 Mbps plan costs $129.99/month — best suited for large households or home offices needing maximum bandwidth. No-contract plans average $74/month, making them competitively priced against contract plans at $90/month — flexibility without a price penalty. Residents of Texas should compare at least 2-3 providers before committing, as pricing varies significantly by plan tier and technology type.

Market Competition

Despite having 8 providers, Fannin's broadband market is highly concentrated — Viasat controls 100% of available coverage. In concentrated markets like this, consumers often see fewer promotional offers and slower infrastructure investment compared to competitive metro areas.

Speed Options

Internet speeds in Fannin range from 12 Mbps to 2.3 Gbps. The fastest available plan is Verizon Fios's 2.3 Gbps fiber service at $119.99/month. The fastest upload speed available is 2.0 Gbps from Verizon Fios, supporting video conferencing, cloud backups, and content creation without bottlenecks. With 2.3 Gbps service, households can support 92+ simultaneous 4K streams, lag-free competitive gaming, and large file transfers without congestion. For most households, 365 Mbps plans from Optimum offer the best balance of speed and cost for everyday use. Note that some plans in Fannin include data caps — households that stream heavily should verify whether their chosen plan includes unlimited data or charges overage fees.

Our Recommendation

For most Fannin residents, we recommend starting with fiber internet if available at your address — Verizon Fios's 2.3 Gbps plan at $119.99/month offers the best combination of speed and value. Budget-conscious households should consider Optimum at $45/month as the most affordable option. For remote workers who rely on video conferencing and cloud file sharing, Verizon Fios's fiber plan provides symmetrical 2.0 Gbps upload speeds — critical for smooth Zoom calls and fast uploads. Gamers should consider Verizon Fios's 2.3 Gbps fiber plan — fiber provides the lowest latency (typically 5-15 ms) for competitive online gaming. For households of 4+ people with multiple connected devices, Verizon Fios's 2.3 Gbps plan at $119.99/month provides enough bandwidth for simultaneous streaming, gaming, and video calls. Heavy streaming households should choose Verizon Fios's unlimited data plan to avoid overage charges — especially important for families streaming 4K content across multiple TVs. Always verify availability at your exact address, as coverage can vary block by block in Fannin.

Local Infrastructure

The Fannin area is served through ZIP code 77960 and surrounding codes, which define the local broadband service boundaries for most internet providers in TX. With 8 providers serving the area, Fannin has 54% more broadband options than the national average of 5.2 providers per market. The population-to-provider ratio in Fannin is approximately 4,458 residents per ISP, which suggests a competitive market where providers must actively vie for subscribers. Classified as a town with 35,662 residents, Fannin's broadband infrastructure reflects the investment patterns typical of smaller communities with targeted buildouts.

ZIP & Service Area Context

Internet service in Fannin is anchored around ZIP code 77960 (USPS SCF 779), which shapes how FCC Broadband Data Collection reporting is aggregated for the area. Address-level coverage inside 77960 can shift block by block, so 8 provider availability percentages shown here reflect the TX CBSA rollup rather than a guaranteed match at every home. Residents closer to the ZIP centroid typically see the strongest wired footprint, while properties at the ZIP edges frequently rely on fixed wireless or satellite as the primary high-speed option.

Need even more granular data? InternetNearMe.ai offers hyper-local internet comparisons at the neighborhood and street level for Fannin and other Texas cities.

Why Fannin Internet is Different

Market Concentration

Fannin's internet market has an HHI of 46,483, indicating high concentration. The DOJ considers markets above 2,500 HHI to be highly concentrated. With fewer competitive options, Fannin residents may face higher prices and less incentive for providers to upgrade infrastructure compared to more competitive markets.

BEAD Funding

TX is allocated $3.3 billion in federal BEAD broadband funding (currently in the challenge phase). This investment will expand high-speed internet access to underserved areas across the state, potentially improving infrastructure and introducing new provider options for Fannin residents over the next 2-4 years.

Best Internet Providers in Fannin, Texas (35,662 residents)

Fannin residents in the southern United States can choose from several internet providers offering fiber, 5G home internet connections. With a population of approximately 35,662, Fannin attracts enough provider competition to give most households multiple broadband options at their address. The leading providers by coverage include HughesNet, Starlink, and Viasat.

Our top pick: HughesNet delivers the strongest combination of speed and coverage for most Fannin households, with plans offering 25-100 Mbps starting at $49.99. to check availability at your address.

Compare Internet Providers in Fannin, TX

The table below compares the major internet service providers available to Fannin, Texas residents. Speed ranges and monthly pricing represent typical plan options and may vary depending on your specific address and the promotions currently being offered. We recommend verifying availability and pricing directly with each provider before making a decision.

Provider Connection Download Speeds Monthly Price Phone
HughesNet Satellite 25-100 Mbps $49.99-$149.99/mo
Starlink Satellite 25-500 Mbps $49.99-$79.99/mo Online Only
Viasat Satellite 12-150 Mbps $49.99-$169.99/mo
Rise Broadband Fiber 25-500 Mbps $49.99-$79.99/mo Online Only
Optimum Fiber 300-940 Mbps $39.99-$79.99/mo
T-Mobile 5G 5G Home Internet 33-245 Mbps $50.00/mo

Detailed Provider Reviews for Fannin, Texas

Below is an in-depth look at each internet provider serving the Fannin area. Each review includes connection type, speed tiers, pricing, and key benefits to help you narrow down the best option for your household.

HughesNet Internet in Fannin

Connection TypeSatellite
Download Speeds25-100 Mbps
Monthly Price$49.99-$149.99/mo

HughesNet serves Fannin residents with satellite internet service. Plans range from $49.99-$149.99/mo per month, delivering download speeds of 25-100 Mbps. This provider offers some of the highest coverage in the Fannin area based on available infrastructure data.

Key benefits of HughesNet:

  • Available in rural areas where other connections do not reach
  • Recent satellite technology improvements have boosted speeds
  • No ground infrastructure required at your location

to order:

View HughesNet plans in Fannin →

Starlink Internet in Fannin

Connection TypeSatellite
Download Speeds25-500 Mbps
Monthly Price$49.99-$79.99/mo

Starlink serves Fannin residents with satellite internet service. Plans range from $49.99-$79.99/mo per month, delivering download speeds of 25-500 Mbps. Availability may vary by neighborhood, so we recommend checking your specific address.

Key benefits of Starlink:

  • Available in rural areas where other connections do not reach
  • Recent satellite technology improvements have boosted speeds
  • No ground infrastructure required at your location

View Starlink plans in Fannin →

Viasat Internet in Fannin

Connection TypeSatellite
Download Speeds12-150 Mbps
Monthly Price$49.99-$169.99/mo

Viasat serves Fannin residents with satellite internet service. Plans range from $49.99-$169.99/mo per month, delivering download speeds of 12-150 Mbps. Availability may vary by neighborhood, so we recommend checking your specific address.

Key benefits of Viasat:

  • Available in rural areas where other connections do not reach
  • Recent satellite technology improvements have boosted speeds
  • No ground infrastructure required at your location

to order:

View Viasat plans in Fannin →

Rise Broadband Internet in Fannin

Connection TypeFiber
Download Speeds25-500 Mbps
Monthly Price$49.99-$79.99/mo

Rise Broadband serves Fannin residents with fiber internet service. Plans range from $49.99-$79.99/mo per month, delivering download speeds of 25-500 Mbps. Availability may vary by neighborhood, so we recommend checking your specific address.

Key benefits of Rise Broadband:

  • Symmetrical upload and download speeds for video calls and large file uploads
  • Low latency ideal for gaming and real-time applications
  • More reliable than cable during peak usage periods

View Rise Broadband plans in Fannin →

Optimum Internet in Fannin

Connection TypeFiber
Download Speeds300-940 Mbps
Monthly Price$39.99-$79.99/mo

Optimum serves Fannin residents with fiber internet service. Plans range from $39.99-$79.99/mo per month, delivering download speeds of 300-940 Mbps. Availability may vary by neighborhood, so we recommend checking your specific address.

Key benefits of Optimum:

  • Symmetrical upload and download speeds for video calls and large file uploads
  • Low latency ideal for gaming and real-time applications
  • More reliable than cable during peak usage periods

to order:

View Optimum plans in Fannin →

T-Mobile 5G Internet in Fannin

Connection Type5G Home Internet
Download Speeds33-245 Mbps
Monthly Price$50.00/mo

T-Mobile 5G serves Fannin residents with 5g home internet internet service. Plans range from $50.00/mo per month, delivering download speeds of 33-245 Mbps. Availability may vary by neighborhood, so we recommend checking your specific address.

Key benefits of T-Mobile 5G:

  • No annual contract required with month-to-month billing
  • Quick self-installation with no technician visit needed
  • Good alternative where wired options are limited

to order:

View T-Mobile 5G plans in Fannin →

Internet Infrastructure in Fannin, Texas

Fannin is a growing community in Texas where broadband providers have been expanding their networks to meet increasing demand from residents and businesses. Fiber-optic internet has been expanding in Fannin, with Rise Broadband among the providers offering high-speed fiber connections in select neighborhoods. Fiber delivers the fastest and most reliable service, with symmetrical upload and download speeds that benefit remote workers and streaming households. T-Mobile 5G Home Internet has been rolling out in the Fannin area, providing a wireless broadband alternative that requires no annual contract. Features straightforward self-installation. Coverage depends on proximity to 5G towers and may vary by neighborhood.

The broadband landscape in Fannin continues to evolve as providers invest in network upgrades and expansion. Federal and state broadband funding programs have accelerated infrastructure deployment across Texas, and Fannin residents may benefit from these investments in the coming years. Whether you need basic internet for email and web browsing or high-performance connectivity for remote work. Gaming, the options in Fannin can accommodate a range of needs and budgets.

Factors That Affect Internet Service in Fannin

  • Location within the city: Residents in more densely built neighborhoods of Fannin typically have more provider options than those on the outskirts or in newly developed areas where infrastructure is still being extended.
  • Housing type: Single-family homes, apartments, and condominiums in Fannin may have different provider availability. Some apartment complexes have exclusive arrangements with specific providers, while homeowners generally have more flexibility to choose.
  • Distance from network nodes: DSL speeds in Fannin decrease with distance from provider central offices, while cable and fiber performance remains more consistent across neighborhoods.
  • Construction age: Newer residential developments in the Fannin area are more likely to have fiber-optic conduit pre-installed during construction, while older homes may rely on existing copper or coaxial cable infrastructure.
  • Regional geography: Fannin's location in the southern United States influences the types of internet infrastructure that providers have deployed and the expansion plans they are pursuing.

How to Choose the Right Internet Provider in Fannin

Selecting the best internet provider for your household in Fannin, Texas involves weighing several considerations. Here is a step-by-step approach to finding the right fit:

The Best Internet Provider

  1. Verify availability at your address: Not every provider serves every street in Fannin. Start by entering your ZIP code or street address on each provider's website, or them directly. Coverage maps can be imprecise, so address-level checks give the most accurate picture.
  2. Determine your speed requirements: Consider how many people in your household use the internet simultaneously. A single person who browses the web and checks email may only need 25-50 Mbps, while a family of four streaming video on multiple devices, running video calls for work, and gaming online may need 300-500 Mbps or more.
  3. Evaluate connection types: Fiber internet provides the most consistent performance with equal upload and download speeds, making it the top choice for remote workers and power users. Cable internet offers strong download speeds at competitive prices. DSL is widely available but may offer slower speeds. 5G home internet from T-Mobile or Verizon works well in covered areas and requires no annual commitment.
  4. Compare total monthly costs: Look beyond promotional introductory pricing. Many providers in Fannin advertise low first-year rates that increase significantly in year two. Ask about equipment rental fees, installation charges, and any data overage costs when calculating your true monthly expense.
  5. Check contract terms: Some providers require one- or two-year service agreements with early termination fees. Others, including Spectrum and T-Mobile 5G Home Internet, offer month-to-month service. If you value flexibility, a no-contract plan may be worth a slightly higher monthly rate.
  6. Read customer reviews: Service quality can vary by location. Search for reviews from other Fannin residents to get a sense of reliability, customer support responsiveness, and whether advertised speeds match real-world performance in your area.

Internet Speed Recommendations for Fannin Households

The right internet speed depends on how your household uses the internet. Here are general guidelines for Fannin residents:

Usage TypeRecommended SpeedBest For
Basic browsing and email25-50 Mbps1-2 users, light web use
HD video streaming50-100 Mbps2-3 users, Netflix/YouTube on multiple screens
Remote work with video calls100-300 MbpsZoom meetings, file uploads, cloud apps
Gaming and 4K streaming300-500 MbpsCompetitive gaming, 4K video on multiple TVs
Large household or power users500-1,000+ Mbps5+ devices, heavy uploads, smart home systems

Keep in mind that these recommendations assume shared household bandwidth. If multiple family members in your Fannin home are simultaneously streaming, gaming. Video conferencing, you will want a plan toward the higher end of these ranges. Most modern providers offer plans that comfortably exceed these minimums.

Frequently Asked Questions About Internet in Fannin, Texas

What is the fastest internet available in Fannin, Texas?

The fastest internet in Fannin comes from HughesNet, offering download speeds up to 100 Mbps. Starlink also provides competitive speeds up to 500 Mbps. Actual speeds depend on your address within Fannin, the plan you select, and network conditions during peak usage times. We recommend running a speed test after installation to confirm you are receiving the speeds your plan includes.

What is the cheapest internet plan in Fannin?

Among the providers serving Fannin, Optimum offers some of the lowest starting prices at $39.99 per month. Keep in mind that promotional rates typically last 12-24 months before increasing to the regular price. Low-income households in Fannin may also qualify for the federal Affordable Connectivity Program or provider-specific discount programs that reduce monthly costs further.

Is fiber internet available in Fannin, Texas?

Yes, fiber internet is available in parts of Fannin. Rise Broadband offers fiber service in select neighborhoods, delivering symmetrical upload and download speeds that are ideal for remote work and streaming. Fiber availability is expanding across Fannin, so even if it is not available at your current address, it may reach your neighborhood in the near future. Check with Rise Broadband directly for the most current coverage information.

Can I get 5G home internet in Fannin?

T-Mobile 5G Home Internet is available in many parts of Fannin, offering speeds typically between 33. 245 Mbps at $50 per month with no annual contract and no data caps. The service uses the T-Mobile 5G network and requires a gateway device that can be self-installed in minutes. 5G coverage depends on tower proximity. Building materials, so availability varies by address within Fannin.

Which internet provider has the best coverage in Fannin?

HughesNet and Starlink generally offer the broadest coverage across Fannin, Texas. Coverage can vary significantly from one neighborhood to the next, so it is important to check availability at your specific address. Central and established areas of Fannin tend to have the most provider options. While newer developments on the outskirts may have fewer choices until infrastructure construction catches up to residential growth.

How do I switch internet providers in Fannin?

Switching internet providers in Fannin is straightforward. First, check availability and sign up with your new provider. Schedule the installation date to overlap with or follow your current service. Contact your existing provider to cancel service, being mindful of any early termination fees if you are under contract. Return any rented equipment to avoid unreturned equipment charges. Many Fannin residents find that having the new service installed a day or two before canceling the old one prevents any gap in connectivity.

Are there data caps on internet plans in Fannin?

Data cap policies vary by provider in Fannin. T-Mobile 5G Home Internet does not enforce traditional data caps but may deprioritize speeds during periods of heavy network congestion. Always confirm the current data cap policy with your chosen provider before committing to a plan.

Internet Providers in Nearby Texas Cities

Looking for internet options beyond Fannin? Explore our guides for nearby cities in Texas:

Disclosure: Some links on this page are affiliate links, which means InternetProviders.ai may earn a commission if you sign up for service through our links. This does not affect our editorial recommendations or the price you pay. Our comparisons are based on thorough analysis of provider coverage data, publicly available pricing, speed test results, and customer satisfaction ratings specific to Fannin, Texas. Pricing and availability information was last verified in February 2026 and is subject to change. We encourage readers to confirm current offerings directly with each provider.

About This Guide: This guide to internet providers in Fannin, Texas was researched and written by the InternetProviders.ai editorial team. We analyze FCC broadband data, provider coverage maps, pricing information, and local infrastructure reports to help Fannin residents make informed decisions about their internet service. Our goal is to provide accurate, unbiased comparisons that reflect the real options available at your address.

Last updated: February 2026

Sources & Methodology

Provider availability and coverage data for Fannin, TX is sourced from the FCC Broadband Data Collection (BDC) as of December 2024. The FCC requires all internet service providers to report coverage at the location level twice per year. We cross-reference these filings with plan and pricing data collected directly from provider websites.

Our analysis methodology, data sources, and scoring criteria are documented on our methodology page. Coverage percentages represent the share of residential locations in the CBSA where each provider has reported service availability to the FCC. Actual availability may vary by specific address.

Pricing shown reflects publicly advertised rates as of 2026 and may not include taxes, equipment fees, or promotional expiration details. We recommend verifying current pricing directly with the provider. Data verified as of 2026.

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Sources & Methodology

Provider availability and coverage data for Fannin, TX is sourced from the FCC Broadband Data Collection (BDC) as of December 2024. The FCC requires all internet service providers to report coverage at the location level twice per year. We cross-reference these filings with plan and pricing data collected directly from provider websites.

Our analysis methodology, data sources, and scoring criteria are documented on our methodology page. Coverage percentages represent the share of residential locations in the CBSA where each provider has reported service availability to the FCC. Actual availability may vary by specific address.

Pricing reflects publicly advertised rates as of 2026 and may not include taxes, equipment fees, or promotional expiration details. Data verified as of 2026.

Frequently Asked Questions

How many internet providers are there in Fannin, TX?

Fannin, TX has 8 internet providers: Rise Broadband, Optimum, AT&T Internet, T-Mobile, HughesNet and 3 more. More providers generally means more competitive pricing — enter your ZIP code to compare plans and find the best deal for your needs.

How fast is the internet in Fannin compared to the national average?

Fannin is ahead of the national average with fiber internet available from Rise Broadband and Optimum. The national median fixed broadband download speed is approximately 200 Mbps. Fiber plans here offer 300 Mbps to 5 Gbps, well above that benchmark. Enter your ZIP code to compare all available plans.

How much does internet cost in Fannin, Texas?

Internet plans in Fannin, Texas typically start around $25-35/month for entry-level service. Fiber plans begin at $50-60/month, cable at $30-55/month, and fixed wireless around $35-55/month. Introductory rates often last 12-24 months before increasing. Compare current promotional pricing from all local providers using your ZIP code above.

Is fiber internet available in Fannin?

Yes, fiber internet is available in Fannin from Rise Broadband, Optimum, AT&T Internet. Fiber delivers the fastest, most reliable internet with symmetrical speeds. Enter your ZIP code to verify fiber availability at your specific address.

What is the most reliable internet provider in Fannin, TX?

Reliability in Fannin, TX is best from providers with fiber infrastructure — fiber connections experience fewer outages than cable or DSL because they are not susceptible to electrical interference. Rise Broadband offers the most reliable connection type available in the area. Enter your ZIP code to compare reliability ratings and plans from all local providers.

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Sources & Methodology

This article uses data from FCC Broadband Data Collection reports, U.S. Census Bureau demographics, and verified provider pricing and plan information. Pricing, speeds, and availability are verified against provider broadband nutrition labels and may vary by location. For a detailed explanation of our data collection and scoring process, see our methodology page.

InternetProviders.ai is an independent resource. We may earn commissions from partner links — this does not affect our editorial recommendations. See our methodology for details.